We have a serious problem. Over the next 15 years, millions of Baby Boomers will be facing retirement and most all are simply not prepared for it. We discuss the implications of the coming tsunami wave of Baby Boomer retirees and what potential remedies we have to deal with it. Relax. It’s not as bad as the media make it out to be. We have dealt with serious problems in the past and we will deal with this one. Indeed, we are dealing with it at this very moment and things are not as bad as we thought they would be ... all for one major reason which we will reveal at the very end of the presentation.